So the year hasn’t turned out to be a total failure (nobody has died this year), but it isn’t over yet!

We ended up having to walk away from our mortgage and let our hours foreclose. Not the most fun thing in the world. In the end our interest rate went way up and our payments almost doubled and it just didn’t work financially to stay. We did get offered “Cash for Keys”. Basically they offered us $500 to hand over our keys and not trash the place when we left. Continue Reading »

I hope that one day I’ll look back on this post and laugh at how hard things were. We’ve been struggling to get a head of our bills for almost half a year. We had a client that stiffed us on over $6,000 in work we did. This is a lot of money to many people, myself included.

So this has quite hindered us in getting caught up on our mortgage. Today we were hit with a second attack and the IRS took over $2,500 out of our checking accounts leaving us with nothing.

That sure makes for a busy work week! Well if it’s not the mortgage it’s just going to be the taxes, the electrical bill, the water bill, cell phones, hospital payments, car payments, auto insurance, etc, etc…